The benefits and costs of attending college are readily identifiable. The direct or out of pocket costs of going to college include payment for tuition, books and other fees. The cost of room and board are not counted since these are incurred even if the person is not enrolled in school. The amount of the direct costs depends on whether the individual attends a state- supported school or a private school. In addition whether he or she obtains a scholarship or tuition waiver.
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